@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Playfair+Display:wght@400;600;700&display=swap');

/* =============================================
   VELORA — PERSONAL FINANCE ANALYTICS
   Color Palette:
   Deep Blue:  #1A3558
   Mid Blue:   #2B5BA8
   Soft Green: #3DAA7C
   Light Gray: #F4F7FB
   Text Dark:  #1E2A3B
   Text Mid:   #4A5568
   White:      #FFFFFF
   Border:     #DDE3EF
============================================= */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-deep:   #1A3558;
  --blue-mid:    #2B5BA8;
  --blue-light:  #EBF1FB;
  --green:       #3DAA7C;
  --green-light: #E8F7F1;
  --gray-bg:     #F4F7FB;
  --gray-border: #DDE3EF;
  --text-dark:   #1E2A3B;
  --text-mid:    #4A5568;
  --text-light:  #7A8BA6;
  --white:       #FFFFFF;
  --radius:      8px;
  --radius-lg:   16px;
  --shadow-sm:   0 1px 4px rgba(26,53,88,.08);
  --shadow-md:   0 4px 20px rgba(26,53,88,.12);
  --shadow-lg:   0 8px 40px rgba(26,53,88,.15);
  --transition:  0.25s ease;
}

html { scroll-behavior: smooth; font-size: 16px; }

body {
  font-family: 'Inter', sans-serif;
  color: var(--text-dark);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

h1, h2, h3, h4, h5 {
  font-family: 'Playfair Display', serif;
  line-height: 1.25;
  color: var(--blue-deep);
}

a { color: var(--blue-mid); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--blue-deep); }

img { max-width: 100%; height: auto; display: block; }

.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-sm { max-width: 860px; margin: 0 auto; padding: 0 24px; }
.container-xs { max-width: 680px; margin: 0 auto; padding: 0 24px; }

/* ===================== HEADER ===================== */
.site-header {
  position: sticky; top: 0; z-index: 1000;
  background: rgba(255,255,255,.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--gray-border);
  box-shadow: var(--shadow-sm);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 68px;
}
.logo { display: flex; align-items: center; gap: 10px; text-decoration: none; }
.logo-mark {
  width: 36px; height: 36px;
  background: var(--blue-deep);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  position: relative; overflow: hidden;
}
.logo-mark::before {
  content: '';
  position: absolute; bottom: 6px; left: 6px;
  width: 8px; height: 14px;
  background: var(--green);
  border-radius: 2px;
}
.logo-mark::after {
  content: '';
  position: absolute; bottom: 6px; left: 16px;
  width: 8px; height: 20px;
  background: rgba(255,255,255,.8);
  border-radius: 2px;
}
.logo-text { font-family: 'Playfair Display', serif; font-size: 1.35rem; font-weight: 700; color: var(--blue-deep); letter-spacing: -.3px; }

/* Nav */
.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a {
  padding: 8px 14px;
  font-size: .875rem; font-weight: 500;
  color: var(--text-mid);
  border-radius: var(--radius);
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
}
.main-nav a:hover, .main-nav a.active { background: var(--blue-light); color: var(--blue-mid); }

/* Dropdown */
.nav-item { position: relative; }
.nav-dropdown {
  position: absolute; top: calc(100% + 8px); left: 0;
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  min-width: 220px;
  padding: 8px 0;
  opacity: 0; pointer-events: none;
  transform: translateY(-8px);
  transition: opacity var(--transition), transform var(--transition);
  z-index: 100;
}
.nav-item:hover .nav-dropdown { opacity: 1; pointer-events: all; transform: translateY(0); }
.nav-dropdown a {
  display: block; padding: 10px 18px;
  font-size: .875rem; border-radius: 0;
  color: var(--text-dark);
}
.nav-dropdown a:hover { background: var(--gray-bg); color: var(--blue-mid); }

/* Header CTA */
.header-cta {
  display: flex; align-items: center; gap: 12px;
}
.btn-header {
  padding: 9px 22px;
  background: var(--blue-deep);
  color: var(--white) !important;
  border-radius: var(--radius);
  font-size: .875rem; font-weight: 600;
  border: 2px solid transparent;
  transition: background var(--transition), transform var(--transition);
  cursor: pointer;
}
.btn-header:hover { background: var(--blue-mid); transform: translateY(-1px); }

/* Hamburger */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; }
.hamburger span { display: block; width: 24px; height: 2px; background: var(--blue-deep); border-radius: 2px; transition: all 0.3s; }
.hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

.mobile-menu {
  display: none; flex-direction: column;
  background: var(--white);
  border-top: 1px solid var(--gray-border);
  padding: 16px 24px;
  gap: 4px;
}
.mobile-menu.open { display: flex; }
.mobile-menu a { padding: 10px 0; font-size: .9rem; font-weight: 500; color: var(--text-dark); border-bottom: 1px solid var(--gray-border); }
.mobile-menu a:last-child { border-bottom: none; }

/* ===================== BUTTONS ===================== */
.btn-primary {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px;
  background: var(--blue-deep);
  color: var(--white);
  border: 2px solid var(--blue-deep);
  border-radius: var(--radius);
  font-size: 1rem; font-weight: 600;
  cursor: pointer; text-decoration: none;
  transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
  white-space: nowrap;
}
.btn-primary:hover { background: var(--blue-mid); border-color: var(--blue-mid); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(43,91,168,.25); color: var(--white); }

.btn-secondary {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px;
  background: transparent;
  color: var(--blue-deep);
  border: 2px solid var(--blue-deep);
  border-radius: var(--radius);
  font-size: 1rem; font-weight: 600;
  cursor: pointer; text-decoration: none;
  transition: all var(--transition);
  white-space: nowrap;
}
.btn-secondary:hover { background: var(--blue-deep); color: var(--white); transform: translateY(-2px); }

.btn-green {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px;
  background: var(--green);
  color: var(--white);
  border: 2px solid var(--green);
  border-radius: var(--radius);
  font-size: 1rem; font-weight: 600;
  cursor: pointer; text-decoration: none;
  transition: all var(--transition);
}
.btn-green:hover { background: #2d8a60; border-color: #2d8a60; transform: translateY(-2px); color: var(--white); }

.btn-sm { padding: 9px 20px; font-size: .875rem; }
.btn-lg { padding: 16px 36px; font-size: 1.05rem; }

/* ===================== HERO ===================== */
.hero {
  padding: 96px 0 80px;
  background: var(--gray-bg);
  position: relative;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; top: 0; right: 0;
  width: 50%; height: 100%;
  background: linear-gradient(135deg, var(--blue-light) 0%, rgba(61,170,124,.08) 100%);
  clip-path: polygon(10% 0%, 100% 0%, 100% 100%, 0% 100%);
}
.hero-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; position: relative; z-index: 1; }
.hero-kicker { font-size: .8rem; font-weight: 600; letter-spacing: 1.5px; text-transform: uppercase; color: var(--green); margin-bottom: 16px; }
.hero h1 { font-size: clamp(2.2rem, 4.5vw, 3.4rem); margin-bottom: 22px; }
.hero-desc { font-size: 1.1rem; color: var(--text-mid); line-height: 1.7; margin-bottom: 36px; max-width: 480px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; }
.hero-stats { display: flex; gap: 32px; margin-top: 48px; padding-top: 32px; border-top: 1px solid var(--gray-border); }
.hero-stat-value { font-family: 'Playfair Display', serif; font-size: 2rem; font-weight: 700; color: var(--blue-deep); line-height: 1; }
.hero-stat-label { font-size: .8rem; color: var(--text-light); margin-top: 4px; }
.hero-visual { position: relative; }
.hero-img-wrap { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.hero-img-wrap img { width: 100%; height: 420px; object-fit: cover; }

/* Data cards overlay */
.hero-card {
  position: absolute;
  background: var(--white);
  border-radius: var(--radius);
  box-shadow: var(--shadow-md);
  padding: 14px 18px;
  display: flex; align-items: center; gap: 10px;
  z-index: 5;
}
.hero-card-icon { width: 36px; height: 36px; border-radius: 8px; display: flex; align-items: center; justify-content: center; }
.hero-card .label { font-size: .75rem; color: var(--text-light); }
.hero-card .value { font-size: 1rem; font-weight: 700; color: var(--blue-deep); }
.hero-card-1 { bottom: -20px; left: -20px; }
.hero-card-2 { top: 20px; right: -20px; }

/* ===================== SECTIONS ===================== */
.section { padding: 80px 0; }
.section-alt { background: var(--gray-bg); }
.section-blue { background: var(--blue-deep); }
.section-title { font-size: clamp(1.7rem, 3vw, 2.3rem); margin-bottom: 14px; }
.section-subtitle { font-size: 1.05rem; color: var(--text-mid); max-width: 600px; margin-bottom: 48px; line-height: 1.7; }
.section-header { margin-bottom: 48px; }
.section-header-center { text-align: center; }
.section-header-center .section-subtitle { margin-left: auto; margin-right: auto; }
.section-kicker { font-size: .78rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--green); margin-bottom: 12px; }

/* ===================== CARDS ===================== */
.card {
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg);
  padding: 28px 30px;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition);
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); border-color: var(--blue-mid); }

.card-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  font-size: 1.3rem;
}
.card-icon-blue { background: var(--blue-light); color: var(--blue-mid); }
.card-icon-green { background: var(--green-light); color: var(--green); }

.card h3 { font-size: 1.15rem; margin-bottom: 10px; }
.card p { font-size: .9rem; color: var(--text-mid); line-height: 1.65; }

.cards-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }
.cards-grid-4 { grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); }
.cards-grid-2 { grid-template-columns: repeat(auto-fit, minmax(380px, 1fr)); }

/* ===================== SPLIT / TWO-COL ===================== */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.split-img { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-md); }
.split-img img { width: 100%; height: 400px; object-fit: cover; }
.split-content h2 { margin-bottom: 18px; }
.split-content p { color: var(--text-mid); line-height: 1.75; margin-bottom: 20px; }

/* ===================== STATS / NUMBERS ===================== */
.stats-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 32px; }
.stat-item { text-align: center; padding: 32px 20px; background: var(--white); border: 1px solid var(--gray-border); border-radius: var(--radius-lg); }
.stat-number { font-family: 'Playfair Display', serif; font-size: 2.4rem; font-weight: 700; color: var(--blue-deep); line-height: 1; margin-bottom: 8px; }
.stat-number.green { color: var(--green); }
.stat-desc { font-size: .85rem; color: var(--text-mid); }

/* ===================== TESTIMONIALS ===================== */
.testimonial {
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg);
  padding: 32px;
  position: relative;
}
.testimonial::before { content: '\201C'; font-size: 5rem; color: var(--blue-light); font-family: Georgia, serif; line-height: .6; position: absolute; top: 20px; left: 24px; }
.testimonial-text { font-size: 1rem; color: var(--text-mid); line-height: 1.75; margin-top: 24px; font-style: italic; }
.testimonial-author { display: flex; align-items: center; gap: 12px; margin-top: 24px; padding-top: 20px; border-top: 1px solid var(--gray-border); }
.testimonial-avatar { width: 44px; height: 44px; border-radius: 50%; background: var(--blue-light); display: flex; align-items: center; justify-content: center; font-weight: 700; color: var(--blue-mid); font-size: .9rem; }
.testimonial-name { font-weight: 600; font-size: .9rem; color: var(--text-dark); }
.testimonial-role { font-size: .8rem; color: var(--text-light); }

/* ===================== BLOG / ARTICLE CARDS ===================== */
.article-card {
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: transform var(--transition), box-shadow var(--transition);
}
.article-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-md); }
.article-card-img { width: 100%; height: 200px; object-fit: cover; }
.article-card-body { padding: 24px; }
.article-card-cat { font-size: .73rem; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; color: var(--green); margin-bottom: 10px; }
.article-card-title { font-size: 1.05rem; font-family: 'Playfair Display', serif; color: var(--blue-deep); margin-bottom: 10px; line-height: 1.3; }
.article-card-title a { color: inherit; text-decoration: none; }
.article-card-title a:hover { color: var(--blue-mid); }
.article-card-excerpt { font-size: .875rem; color: var(--text-mid); line-height: 1.65; margin-bottom: 16px; }
.article-card-meta { display: flex; align-items: center; gap: 16px; font-size: .78rem; color: var(--text-light); }
.article-card-meta span::before { content: '•'; margin-right: 6px; }
.article-card-meta span:first-child::before { display: none; }
.read-more { font-size: .875rem; font-weight: 600; color: var(--blue-mid); display: inline-flex; align-items: center; gap: 5px; }
.read-more::after { content: '→'; transition: transform var(--transition); }
.read-more:hover::after { transform: translateX(4px); }

/* ===================== BREADCRUMBS ===================== */
.breadcrumbs { padding: 14px 0; border-bottom: 1px solid var(--gray-border); background: var(--gray-bg); }
.breadcrumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; font-size: .82rem; color: var(--text-light); }
.breadcrumbs li + li::before { content: '/'; margin-right: 6px; }
.breadcrumbs a { color: var(--blue-mid); }

/* ===================== PAGE HERO ===================== */
.page-hero {
  background: var(--blue-deep);
  padding: 64px 0;
  color: var(--white);
}
.page-hero h1 { color: var(--white); font-size: clamp(1.8rem, 3.5vw, 2.8rem); }
.page-hero p { color: rgba(255,255,255,.75); max-width: 560px; margin-top: 14px; font-size: 1.05rem; line-height: 1.7; }

/* ===================== FAQ ACCORDION ===================== */
.faq-item { border: 1px solid var(--gray-border); border-radius: var(--radius); margin-bottom: 10px; overflow: hidden; }
.faq-question {
  width: 100%; text-align: left;
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 22px;
  background: var(--white); border: none; cursor: pointer;
  font-family: 'Inter', sans-serif;
  font-size: 1rem; font-weight: 600; color: var(--text-dark);
  transition: background var(--transition);
}
.faq-question:hover { background: var(--gray-bg); }
.faq-question.open { background: var(--blue-light); color: var(--blue-deep); }
.faq-icon { width: 22px; height: 22px; border: 2px solid var(--gray-border); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: .85rem; font-weight: 700; flex-shrink: 0; transition: transform var(--transition), background var(--transition); }
.faq-question.open .faq-icon { transform: rotate(45deg); background: var(--blue-mid); border-color: var(--blue-mid); color: white; }
.faq-answer { display: none; padding: 0 22px 20px; color: var(--text-mid); line-height: 1.75; font-size: .95rem; }
.faq-answer.open { display: block; }

/* ===================== FORM ===================== */
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: .875rem; font-weight: 600; color: var(--text-dark); margin-bottom: 7px; }
.form-label .req { color: var(--blue-mid); }
.form-input, .form-textarea, .form-select {
  width: 100%;
  padding: 12px 16px;
  border: 1.5px solid var(--gray-border);
  border-radius: var(--radius);
  font-family: 'Inter', sans-serif;
  font-size: .95rem;
  color: var(--text-dark);
  background: var(--white);
  transition: border-color var(--transition), box-shadow var(--transition);
}
.form-input:focus, .form-textarea:focus, .form-select:focus {
  outline: none;
  border-color: var(--blue-mid);
  box-shadow: 0 0 0 3px rgba(43,91,168,.12);
}
.form-textarea { resize: vertical; min-height: 140px; }
.form-select { appearance: none; background-image: url("data:image/svg+xml,%3csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 20 20'%3e%3cpath stroke='%236b7280' stroke-linecap='round' stroke-linejoin='round' stroke-width='1.5' d='M6 8l4 4 4-4'/%3e%3c/svg%3e"); background-repeat: no-repeat; background-position: right 12px center; background-size: 20px; padding-right: 40px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-hint { font-size: .78rem; color: var(--text-light); margin-top: 5px; }
.form-success {
  display: none;
  background: var(--green-light);
  border: 1px solid var(--green);
  border-radius: var(--radius);
  padding: 18px 22px;
  color: #1a6645;
  font-weight: 500;
  text-align: center;
  font-size: .95rem;
}
.form-success.visible { display: block; }
.form-success strong { display: block; font-size: 1.05rem; margin-bottom: 4px; }

/* ===================== TOOLS / CALCULATOR ===================== */
.calculator-card {
  background: var(--white);
  border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg);
  padding: 36px;
  box-shadow: var(--shadow-sm);
}
.calc-result {
  background: var(--blue-deep);
  border-radius: var(--radius);
  padding: 28px;
  color: var(--white);
  text-align: center;
  margin-top: 24px;
}
.calc-result-value { font-family: 'Playfair Display', serif; font-size: 2.5rem; font-weight: 700; color: var(--white); }
.calc-result-label { font-size: .85rem; color: rgba(255,255,255,.7); margin-top: 6px; }

/* ===================== PROGRESS BAR ===================== */
.progress-bar-wrap { height: 8px; background: var(--gray-border); border-radius: 999px; overflow: hidden; margin: 8px 0; }
.progress-bar-fill { height: 100%; border-radius: 999px; background: var(--green); transition: width 1.2s cubic-bezier(.22,1,.36,1); }

/* ===================== TABLE ===================== */
.data-table { width: 100%; border-collapse: collapse; font-size: .9rem; }
.data-table th { background: var(--blue-deep); color: var(--white); padding: 14px 18px; text-align: left; font-weight: 600; font-size: .85rem; letter-spacing: .5px; }
.data-table td { padding: 13px 18px; border-bottom: 1px solid var(--gray-border); color: var(--text-mid); }
.data-table tr:hover td { background: var(--gray-bg); }
.data-table tr:last-child td { border-bottom: none; }
.data-table .positive { color: var(--green); font-weight: 600; }
.data-table .negative { color: #e05252; font-weight: 600; }
.table-wrap { overflow-x: auto; border: 1px solid var(--gray-border); border-radius: var(--radius-lg); }

/* ===================== TABS ===================== */
.tabs-nav { display: flex; gap: 4px; border-bottom: 2px solid var(--gray-border); margin-bottom: 32px; flex-wrap: wrap; }
.tab-btn {
  padding: 12px 22px; font-size: .9rem; font-weight: 500;
  background: none; border: none; border-bottom: 2px solid transparent;
  cursor: pointer; color: var(--text-mid); font-family: 'Inter', sans-serif;
  transition: color var(--transition), border-color var(--transition);
  margin-bottom: -2px;
}
.tab-btn:hover { color: var(--blue-mid); }
.tab-btn.active { color: var(--blue-deep); border-bottom-color: var(--blue-deep); font-weight: 600; }
.tab-pane { display: none; }
.tab-pane.active { display: block; }

/* ===================== TAGS / BADGES ===================== */
.tag {
  display: inline-block; padding: 4px 12px;
  border-radius: 999px; font-size: .75rem; font-weight: 600;
}
.tag-blue { background: var(--blue-light); color: var(--blue-mid); }
.tag-green { background: var(--green-light); color: var(--green); }
.tag-gray { background: var(--gray-bg); color: var(--text-mid); border: 1px solid var(--gray-border); }

/* ===================== CHECKLIST ===================== */
.checklist { list-style: none; margin: 0; padding: 0; }
.checklist li { display: flex; align-items: flex-start; gap: 12px; padding: 10px 0; border-bottom: 1px solid var(--gray-border); font-size: .95rem; color: var(--text-mid); }
.checklist li:last-child { border-bottom: none; }
.check-icon { flex-shrink: 0; width: 22px; height: 22px; border-radius: 50%; background: var(--green-light); color: var(--green); display: flex; align-items: center; justify-content: center; font-size: .8rem; font-weight: 700; }

/* ===================== ICON LIST ===================== */
.icon-list { list-style: none; display: flex; flex-direction: column; gap: 14px; }
.icon-list li { display: flex; align-items: flex-start; gap: 14px; }
.icon-list-icon { flex-shrink: 0; width: 40px; height: 40px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1.1rem; }
.icon-list-text strong { display: block; font-size: .95rem; color: var(--text-dark); margin-bottom: 2px; }
.icon-list-text span { font-size: .85rem; color: var(--text-mid); }

/* ===================== CTA BAND ===================== */
.cta-band {
  background: var(--blue-deep);
  padding: 72px 0;
  text-align: center;
}
.cta-band h2 { color: var(--white); font-size: clamp(1.6rem, 2.8vw, 2.2rem); margin-bottom: 16px; }
.cta-band p { color: rgba(255,255,255,.75); max-width: 520px; margin: 0 auto 36px; font-size: 1rem; line-height: 1.7; }
.cta-band .btn-primary { background: var(--green); border-color: var(--green); }
.cta-band .btn-primary:hover { background: #2d8a60; border-color: #2d8a60; }

/* ===================== GLOSSARY ===================== */
.glossary-letter { font-family: 'Playfair Display', serif; font-size: 2rem; font-weight: 700; color: var(--blue-deep); padding: 16px 0 8px; border-bottom: 2px solid var(--blue-deep); margin-bottom: 12px; }
.glossary-term { padding: 18px 0; border-bottom: 1px solid var(--gray-border); }
.glossary-term dt { font-weight: 700; font-size: 1rem; color: var(--blue-deep); margin-bottom: 6px; }
.glossary-term dd { font-size: .9rem; color: var(--text-mid); line-height: 1.7; margin: 0; }

/* ===================== ARTICLE ===================== */
.article-header { padding: 64px 0 48px; background: var(--gray-bg); }
.article-header h1 { font-size: clamp(1.8rem, 3vw, 2.6rem); margin-bottom: 16px; }
.article-meta { display: flex; flex-wrap: wrap; gap: 20px; align-items: center; margin-top: 20px; font-size: .85rem; color: var(--text-light); }
.article-meta a { color: var(--blue-mid); }
.article-body { max-width: 760px; margin: 0 auto; padding: 48px 24px; }
.article-body h2 { font-size: 1.65rem; margin: 36px 0 14px; color: var(--blue-deep); }
.article-body h3 { font-size: 1.25rem; margin: 28px 0 10px; color: var(--blue-deep); font-family: 'Inter', sans-serif; font-weight: 700; }
.article-body p { margin-bottom: 18px; color: var(--text-mid); line-height: 1.8; }
.article-body ul, .article-body ol { margin: 16px 0 20px 22px; }
.article-body li { margin-bottom: 8px; color: var(--text-mid); line-height: 1.7; font-size: .96rem; }
.article-body blockquote { border-left: 4px solid var(--blue-mid); padding: 16px 20px; background: var(--blue-light); border-radius: 0 var(--radius) var(--radius) 0; margin: 24px 0; }
.article-body blockquote p { color: var(--blue-deep); font-style: italic; margin: 0; font-weight: 500; }
.article-img { border-radius: var(--radius-lg); overflow: hidden; margin: 32px 0; }
.article-img img { width: 100%; max-height: 420px; object-fit: cover; }
.article-img figcaption { font-size: .8rem; color: var(--text-light); text-align: center; padding: 10px 0; }
.article-sidebar { position: sticky; top: 84px; }
.article-layout { display: grid; grid-template-columns: 1fr 300px; gap: 48px; max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.sidebar-widget { background: var(--white); border: 1px solid var(--gray-border); border-radius: var(--radius-lg); padding: 24px; margin-bottom: 24px; }
.sidebar-widget h4 { font-size: 1rem; color: var(--blue-deep); margin-bottom: 14px; padding-bottom: 10px; border-bottom: 1px solid var(--gray-border); }
.sidebar-widget ul { list-style: none; }
.sidebar-widget li { padding: 8px 0; border-bottom: 1px solid var(--gray-border); }
.sidebar-widget li:last-child { border-bottom: none; }
.sidebar-widget a { font-size: .875rem; color: var(--text-mid); }
.sidebar-widget a:hover { color: var(--blue-mid); }

/* ===================== RESOURCES ===================== */
.resource-card {
  display: flex; gap: 20px; align-items: flex-start;
  background: var(--white); border: 1px solid var(--gray-border);
  border-radius: var(--radius-lg); padding: 24px;
  transition: transform var(--transition), box-shadow var(--transition);
}
.resource-card:hover { transform: translateY(-3px); box-shadow: var(--shadow-sm); }
.resource-icon { flex-shrink: 0; width: 52px; height: 52px; border-radius: 12px; background: var(--blue-light); display: flex; align-items: center; justify-content: center; font-size: 1.4rem; }
.resource-card h3 { font-size: 1rem; margin-bottom: 6px; }
.resource-card p { font-size: .875rem; color: var(--text-mid); line-height: 1.6; }
.resource-card .tag { margin-top: 10px; }

/* ===================== FOOTER ===================== */
.site-footer {
  background: var(--blue-deep);
  color: rgba(255,255,255,.75);
  padding: 64px 0 0;
}
.footer-grid { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; margin-bottom: 48px; }
.footer-brand .logo-text { color: var(--white); }
.footer-brand p { font-size: .875rem; line-height: 1.7; margin-top: 14px; color: rgba(255,255,255,.6); max-width: 260px; }
.footer-brand .logo-mark { background: rgba(255,255,255,.15); }
.footer-col h4 { color: var(--white); font-family: 'Inter', sans-serif; font-size: .85rem; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; margin-bottom: 18px; }
.footer-col ul { list-style: none; display: flex; flex-direction: column; gap: 10px; }
.footer-col li a { font-size: .875rem; color: rgba(255,255,255,.65); transition: color var(--transition); }
.footer-col li a:hover { color: var(--white); }
.footer-contact-item { display: flex; align-items: flex-start; gap: 10px; font-size: .875rem; color: rgba(255,255,255,.65); margin-bottom: 12px; }
.footer-contact-icon { flex-shrink: 0; color: var(--green); margin-top: 2px; }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); padding: 22px 0; display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px; font-size: .8rem; color: rgba(255,255,255,.45); }
.footer-bottom a { color: rgba(255,255,255,.6); }
.footer-bottom a:hover { color: var(--white); }
.footer-legal { display: flex; gap: 20px; flex-wrap: wrap; }

/* ===================== COOKIE BANNER ===================== */
.cookie-banner {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 9999;
  background: var(--blue-deep);
  color: rgba(255,255,255,.85);
  padding: 18px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap;
  box-shadow: 0 -4px 20px rgba(0,0,0,.2);
  transform: translateY(0);
  transition: transform 0.4s ease;
}
.cookie-banner.hidden { transform: translateY(100%); }
.cookie-text { font-size: .875rem; max-width: 680px; line-height: 1.6; }
.cookie-text a { color: var(--green); }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }
.cookie-accept {
  padding: 9px 22px; background: var(--green); color: var(--white);
  border: none; border-radius: var(--radius); font-size: .875rem; font-weight: 600; cursor: pointer;
  transition: background var(--transition);
}
.cookie-accept:hover { background: #2d8a60; }
.cookie-decline { padding: 9px 18px; background: transparent; color: rgba(255,255,255,.7); border: 1px solid rgba(255,255,255,.3); border-radius: var(--radius); font-size: .875rem; cursor: pointer; transition: all var(--transition); }
.cookie-decline:hover { background: rgba(255,255,255,.1); }

/* ===================== BACK TO TOP ===================== */
.back-to-top {
  position: fixed; bottom: 28px; right: 28px; z-index: 500;
  width: 44px; height: 44px;
  background: var(--blue-deep); color: var(--white);
  border: none; border-radius: 50%;
  cursor: pointer; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  opacity: 0; pointer-events: none;
  transition: opacity var(--transition), transform var(--transition);
  box-shadow: var(--shadow-md);
}
.back-to-top.visible { opacity: 1; pointer-events: all; }
.back-to-top:hover { transform: translateY(-3px); }

/* ===================== POLICY PAGES ===================== */
.policy-content { max-width: 820px; margin: 0 auto; padding: 56px 24px; }
.policy-content h1 { font-size: 2.2rem; margin-bottom: 8px; }
.policy-date { font-size: .85rem; color: var(--text-light); margin-bottom: 36px; }
.policy-content h2 { font-size: 1.35rem; margin: 36px 0 12px; padding-top: 36px; border-top: 1px solid var(--gray-border); color: var(--blue-deep); }
.policy-content h2:first-of-type { border-top: none; padding-top: 0; margin-top: 0; }
.policy-content p { color: var(--text-mid); line-height: 1.8; margin-bottom: 16px; }
.policy-content ul, .policy-content ol { margin: 12px 0 18px 22px; }
.policy-content li { color: var(--text-mid); line-height: 1.7; margin-bottom: 8px; font-size: .95rem; }
.policy-content strong { color: var(--text-dark); }
.policy-content a { color: var(--blue-mid); }
.policy-toc { background: var(--gray-bg); border: 1px solid var(--gray-border); border-radius: var(--radius-lg); padding: 24px 28px; margin: 0 0 40px; }
.policy-toc h3 { font-size: 1rem; margin-bottom: 14px; color: var(--blue-deep); }
.policy-toc ol { margin: 0 0 0 18px; }
.policy-toc li { margin-bottom: 6px; font-size: .875rem; }
.policy-toc a { color: var(--blue-mid); }

/* ===================== SITEMAP ===================== */
.sitemap-section { margin-bottom: 36px; }
.sitemap-section h3 { font-size: 1.05rem; font-weight: 700; color: var(--blue-deep); margin-bottom: 12px; padding-bottom: 8px; border-bottom: 2px solid var(--blue-light); }
.sitemap-links { list-style: none; display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 8px; }
.sitemap-links li a { display: flex; align-items: center; gap: 8px; font-size: .9rem; color: var(--text-mid); padding: 8px 12px; border-radius: var(--radius); transition: all var(--transition); }
.sitemap-links li a::before { content: '→'; color: var(--green); font-size: .8rem; }
.sitemap-links li a:hover { background: var(--blue-light); color: var(--blue-mid); }

/* ===================== SEARCH / FILTER ===================== */
.search-bar {
  display: flex; align-items: center; gap: 0;
  border: 1.5px solid var(--gray-border); border-radius: var(--radius);
  overflow: hidden; background: var(--white);
}
.search-bar input { flex: 1; padding: 13px 18px; border: none; font-family: 'Inter', sans-serif; font-size: .95rem; outline: none; color: var(--text-dark); }
.search-bar button { padding: 13px 20px; background: var(--blue-deep); color: var(--white); border: none; cursor: pointer; font-size: .9rem; font-weight: 600; transition: background var(--transition); }
.search-bar button:hover { background: var(--blue-mid); }

/* ===================== MISC ===================== */
.divider { height: 1px; background: var(--gray-border); margin: 48px 0; }
.text-center { text-align: center; }
.text-white { color: var(--white) !important; }
.mt-8 { margin-top: 8px; }
.mt-12 { margin-top: 12px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-8 { margin-bottom: 8px; }
.mb-12 { margin-bottom: 12px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.mb-48 { margin-bottom: 48px; }
.gap-24 { gap: 24px; }
.highlight { color: var(--green); }
.inline-link { color: var(--blue-mid); font-weight: 500; }
.inline-link:hover { text-decoration: underline; }

/* Chart bars simulation */
.mini-chart { display: flex; align-items: flex-end; gap: 6px; height: 64px; }
.bar { flex: 1; background: var(--blue-light); border-radius: 4px 4px 0 0; transition: height 0.8s ease; min-height: 8px; }
.bar.active { background: var(--blue-mid); }
.bar.green { background: var(--green); }

/* ===================== RESPONSIVE ===================== */
@media (max-width: 1024px) {
  .hero-grid { gap: 40px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
}

@media (max-width: 768px) {
  .main-nav { display: none; }
  .hamburger { display: flex; }
  .header-cta .btn-header { display: none; }
  .hero { padding: 60px 0 48px; }
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  .hero::before { display: none; }
  .hero-visual { order: -1; }
  .hero-card-1, .hero-card-2 { display: none; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }
  .split { grid-template-columns: 1fr; gap: 36px; }
  .split-img img { height: 260px; }
  .form-row { grid-template-columns: 1fr; }
  .section { padding: 56px 0; }
  .footer-grid { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
  .cards-grid-2 { grid-template-columns: 1fr; }
  .cookie-banner { flex-direction: column; align-items: flex-start; }
  .article-layout { padding: 0 16px; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 1.8rem; }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-actions a, .hero-actions button { text-align: center; justify-content: center; }
  .stats-row { grid-template-columns: 1fr 1fr; }
  .tabs-nav { gap: 0; border-bottom: none; flex-direction: column; }
  .tab-btn { border: 1px solid var(--gray-border); border-radius: var(--radius); margin-bottom: 4px; }
  .tab-btn.active { background: var(--blue-light); }
  .tab-btn { border-bottom: 1px solid var(--gray-border); margin-bottom: 0; }
}